T 0764/02 (Banking Services/ONLINE RESOURCES) of 20.9.2005

European Case Law Identifier: ECLI:EP:BA:2005:T076402.20050920
Date of decision: 20 September 2005
Case number: T 0764/02
Application number: 91901390.4
IPC class: G06F 17/60
G07F 7/10
H04M 17/02
Language of proceedings: EN
Distribution: C
Download and more information:
Decision text in EN (PDF, 81 KB)
Documentation of the appeal procedure can be found in the Register
Bibliographic information is available in: EN
Versions: Unpublished
Title of application: Method and system for remote delivery of retail banking services
Applicant name: ONLINE RESOURCES & COMMUNICATIONS CORPORATION
Opponent name: (1) APACS (Administration) Limited
(2) Abbey National plc
(3) Barclays Bank plc
(4) HSBC Bank plc
(5) Lloyds TSB Bank plc
(6) National Westminster Bank plc
(7) Nationwide Building Society
(8) The Royal Bank of Scotland plc
(9) Halifax plc
Board: 3.5.01
Headnote: -
Relevant legal provisions:
European Patent Convention 1973 Art 54
European Patent Convention 1973 Art 56
European Patent Convention 1973 Art 112(1)
European Patent Convention 1973 Art 112(1)(a)
Keywords: Request for allowing a person accompanying the professional representative to make oral submissions (refused)
Request for referral to the Enlarged Board of Appeal (refused)
Inventive step (no)
Problem-solution approach: treatment of non-technical aspects (point 11)
Catchwords:

-

Cited decisions:
G 0004/95
G 0003/98
T 0636/88
T 0686/90
T 1002/92
T 0931/95
T 1194/97
T 1053/98
T 0641/00
T 0273/02
T 1121/02
T 0531/03
Citing decisions:
T 0154/04
T 1284/04
T 0688/05
T 0116/06

15 references found.

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Case Law Book: I Patentability

Case Law of the Enlarged Board

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